0% Interest Free Credit

1. We offer 0% Interest Free Credit for qualifying purchases over £279. You are required to put down a minimum 10% initial deposit, with the balance to finance over either 6, 9 or 12 months. By increasing your deposit, you will reduce the monthly payments. 

1.2. You can add as much as you like to your basket, including any additional books, accessories or services (including professional set ups and installations)

1.3 (Please note that there is a minimum deposit of 10% and a minimum balance to finance after deposit of £250); For example, if you are selecting a product or products which amounts to £279, then the maximum deposit you can put down will be 10% (£27.90) to make the balance to finance qualify (£251.10). If the product or products amount to £500 then you can select up to a 50% deposit to make the balance to finance £250. 

2. Please use our Finance Calculator below to configure your preferred finance option. Once you have done this, please follow these steps -

-  Fill your basket with everything you want that amounts to your preferred finance value and go to the checkout., 

-  During Checkout, select the Term you would like - We offer 0% Interest Free Credit on 6, 9 and 12 month terms. Please also select the deposit amount (as explained in point 1.3 above) 

-  You will be redirected to our finance provider's secure server to complete your application.

-  Our finance provider V12 will use the information provided to make a decision and complete checkout if you are approved.

Terms and Conditions  

You must be 18 or older. You are in permanent paid employment (over 16 hours per week). You have been a resident in the UK for at least 3 years and will continue your residency in the UK. You have a debit or credit card in your name and registered to your address. You have a Bank or Building Society current account. All finance orders must be delivered to the address in which the credit agreement has been filed out. All finance orders must not be delivered to any address other than that shown as the current address on the credit agreement. Finance is only available to UK residents but not available to VAT free Jersey or Guernsey. All online finance orders will be sent as a complete order within 8 weeks or your finance application will be cancelled.

Credit provided subject to age and status V12 Retail Finance Limited. Registered in England and Wales 4585692. Registered office: One Arleston Way, Solihull. B90 4LH. Authorised and regulated by the Financial Conduct Authority.

Loan Calculator
We offer 0% Interest Free Credit on any basket value over £279. Please use this calculator to configure your options if you would like to pay on Finance. Click here for more information.




Finance is subject to status. Terms and conditions apply.
Total amount repayable . APR representative.